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Auto met Foreign license plate verzekeren & convert to NL

A car with a Foreign license plate is difficult to insure regularly in the Netherlands: if you live here, the car usually has to be placed on a Dutch license plateWe assist you with the conversion and (temporary) coverage, and compare more than 30 insurers as soon as you have a Dutch license plate. Independent advice from Finass Insures — AFM registered en Kifid-aangesloten.

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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Insuring a car with foreign license plates at Finass Verzekert

Insuring a car with foreign license plates: how does that work?

Do you drive a car with a in the Netherlands? Foreign license plate — bijvoorbeeld omdat u net naar Nederland bent verhuisd, een Auto hebt geïmporteerd of hier tijdelijk verblijft? Dan is regulier verzekeren lastig: Nederlandse verzekeraars vragen vrijwel altijd om een Dutch license plateAt a minimum of third-party liability coverage is legally required to drive.

If you live in the Netherlands, the car must usually be registered with a Dutch license plate within a short period of time, involving an inspection by the RDW and payment of BPM and motor vehicle tax. If you are staying here temporarily, for example as an expat, there are sometimes specialized or temporary solutions. At Finass Insures We help you choose the right route and compare more than 30 insurers as soon as your Dutch license plate is finalized.

Do I need to convert my foreign license plate to a Dutch license plate?

If you live in the Netherlands, this is mandatory in most cases: shortly after registering with the municipality, you must register the car and put it on a Dutch license plate. Only then can you insure the car normally. Different rules apply for a short or temporary stay, and international or temporary coverage is sometimes available. We provide independent advice on what is permitted and possible in your situation.

More about the classic car insurance

A vintage, classic, or special car deserves insurance that takes into account its appraised value and limited use. classic car insurance often offers favorable terms and premiums.

What does classic car insurance cover?+
  • ✓Third-party liability (mandatory), limited comprehensive or all-risk
  • ✓Compensation based on appraised value
  • ✓Theft, fire, storm and window damage
  • ✓Damage during rides and events
  • ✓Often favorable premium due to limited use
  • ✓Preserving the value of your classic car

We (Finass Verzekert) independently compare classic car insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is classic car insurance important?+
  • ✓The appraised value prevents disputes in the event of damage.
  • ✓Classics are often used sparingly — that lowers the premium
  • ✓Comprehensive insurance protects a valuable car against theft and damage.
  • ✓Specially tailored for enthusiasts
Who is classic car insurance suitable for?+
  • ✓Owners of vintage and classic cars
  • ✓Collectors of special cars
  • ✓Owners of a convertible or import/American car
  • ✓Whoever uses the car sparingly and with care
Tips for closing+
  • ✓Have the car appraised for fair compensation.
  • ✓Please note the conditions for mileage and storage.
  • ✓Choose a shell for a valuable classic.
  • ✓Keep appraisal report and maintenance history
How do you find the best classic car insurance?+

The premium depends on the appraised value, usage, and storage. Finass Verzekert independently compares more than 30 insurers for your classic car.

Which coverage suits your situation?

Zodra uw auto op een Dutch license plate staat, kiest u uit WA, WA + Beperkt Casco en Allrisk. Bij een geïmporteerde of waardevolle auto is verzekeren op vaste taxatiewaarde vaak verstandig.

BASIC

Third-party liability insurance

Legally required minimum

De wettelijk verplichte basisdekking. Geschikt voor een oudere geïmporteerde Auto met beperkte dagwaarde, waarbij u cascoschade zelf draagt.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Often chosen after conversion

Naast WA-dekking ook bescherming tegen diefstal, ruitbreuk, storm en brand — een goede balans voor een Current car na de kentekenomzetting.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or valuable import

De meest complete Coverage, ook bij eigen schuld, bij voorkeur op vaste taxatiewaarde. Aan te raden voor een nieuwe of waardevolle geïmporteerde auto.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverage after conversion: Third-Party Liability, Third-Party Liability + Limited Comprehensive, and All-Risk
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Payout based on fixed valuation (for import)
Recommended forOlder importCurrent carNew/valuable car

Additional coverages & hulp bij uw situatie

From converting to a Dutch license plate to the correct coverage: with these parts and assistance, you can take care of everything completely.

Help with conversion to a Dutch license plate

We guide you through the steps: RDW registration, BPM and motor vehicle tax, right up to the correct insurance once the Dutch license plate is finalized.

Groene kaart & internationale Coverage

The International Insurance Certificate (Green Card) shows your coverage abroad. Useful for cross-border traffic and while the conversion is ongoing.

Roadside assistance NL & Europa

24/7 hulp bij pech onderweg, met sleephulp, reparatie ter plaatse en vervangend vervoer In heel Europa — ook onderweg over de grens.

Uitzendkrachten, stagiairs & vrijwilligers Traffic

Legal assistance after a collision or in the event of a dispute regarding damage, import, or the purchase of your car, so that you are not alone.

PREMIUM CALCULATION

What does your premium depend on (after conversion)?

As soon as your car has a Dutch license plate, the usual factors determine the premium: type and value of the car, origin (import), mileage, coverage, and your claim-free years. Foreign claim-free years can sometimes be transferred. Every insurer calculates differently, so comparing pays off.

By comparing via Finass Verzekert, you can see which insurer insures your (formerly foreign) car at the lowest cost. We also check whether you can utilize your no-claims years accumulated abroad.

1
Type auto & Year of construction
Current market value or, in the case of import, fixed appraisal value
2
Number of claim-free years
Foreign no-claims years can sometimes be transferred.
3
Annual mileage
Estimated number of kilometers driven per year
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

From foreign to Dutch license plate: this is how it works

If you live in the Netherlands, you register the car with Dutch license plates: register with the municipality, have the car inspected and registered with the RDW, arrange for BPM and motor vehicle tax, and then insure it. We guide you through this process and provide (temporary) coverage where necessary, so that you do not drive uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage after conversion
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

If you are staying in the Netherlands temporarily, for example as an expat, different rules apply and international or temporary coverage may sometimes be available. Driving with a foreign license plate while living here is generally not permitted and difficult to insure. Together with you, we will find the route that suits your situation.

From foreign to Dutch license plate with Finass Verzekert

Frequently asked questions about a car with a foreign license plate

All answers to the most frequently asked questions about insuring with a foreign license plate and converting to a Dutch license plate, listed together.

Can I insure a car with foreign license plates in the Netherlands?

Standard insurance is complicated: Dutch insurers almost always require a Dutch license plate. If you live here, you usually register the car with a Dutch license plate first and then take out insurance. For temporary situations, international or specialized solutions sometimes exist; we will find these out for you.

Do I need to convert my foreign license plate to a Dutch license plate?

If you live in the Netherlands, this is mandatory in most cases. Shortly after registering with your municipality, you must have the car registered and assigned a Dutch license plate. Only then can you insure the car normally. We will guide you through this process.

How long am I allowed to drive in the Netherlands with a foreign license plate?

For residents of the Netherlands, there is a short period after registration within which the car must have a Dutch license plate. Driving on a foreign license plate for an extended period as a resident is generally not permitted. Separate rules apply to temporary stays; we will explain your situation.

I am an expat or staying temporarily in the Netherlands, what are my options?

For a short or temporary stay, you can sometimes retain your foreign license plate and drive with international or temporary coverage. The conditions depend on your residence status and the duration. We provide independent advice on what is permitted and which coverage suits you.

What is a green card and do I need one?

The Green Card is international proof that your car is insured and shows in which countries the coverage applies. This is a useful document for trips abroad and as long as your license plate has not yet been changed. We ensure that you have the correct paperwork.

How do I change my license plate via the RDW?

In broad strokes: register with the municipality, have the car inspected and registered with the RDW, and arrange for the BPM and motor vehicle tax. After that, you will receive a Dutch license plate and can insure the car. We help you go through the steps in the correct order.

Can I get insurance as soon as I have a Dutch license plate?

Yes. As soon as the Dutch license plate is finalized, we compare more than 30 insurers and arrange the desired coverage for you. In doing so, we check whether you can transfer your no-claims years accumulated abroad to lower the premium.

How much does it cost to insure such a car?

After conversion, the premium depends on the type and value of the car, the coverage, your usage, and your claim-free years. Calculate your premium using the tool as soon as you have a Dutch license plate, or contact us so we can assist you during the conversion.

Personal advice regarding a car with foreign license plates at Finass Verzekert
Finass mascot

Why your car with foreign license plates via Finass Insures?

Als Independent advisor begeleiden wij de omzetting naar een NL-kenteken én vergelijken we meer dan 30 verzekeraars zodra dat rond is. Geen vergelijkingssite, maar een echte adviseur.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Help with the conversionFrom RDW to the right policy
  • Personal adviceAvailable 6 days a week

What our customers say about their switch to a Dutch license plate

Customers rate Finass Verzekert on average with a 9.5 and the handling of damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Ik verhuisde naar Nederland met mijn Auto op Pools kenteken. Finass loodste me door de RDW-omzetting en verzekerde de Auto meteen daarna. Zonder hen was ik verdwaald.”

T
Tomasz K.
All-risk — import, na omzetting

“Als expat verblijf ik tijdelijk in Nederland. Finass legde eerlijk uit wat wel en niet mocht met mijn buitenlandse kenteken en regelde een passende tijdelijke Coverage.”

E
Emma R.
Tijdelijke Coverage — expat

“Mijn Duitse no-claims years dacht ik kwijt te zijn. Finass zorgde dat ze werden meegenomen op mijn nieuwe Nederlandse polis. Dat scheelde meteen in de premie.”

K
Karim B.
WA + Casco — import, jaren meegenomen

“Ik importeerde een Auto uit Frankrijk. De hele weg van kenteken tot verzekering werd begeleid, en toen er schade was ging dat vlekkeloos. Fijn een vast aanspreekpunt.”

S
Sofie D.
All-risk — Franse import

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Car with a Foreign license plateWe will help you further

Contact us for help with the conversion and (temporary) coverage, or calculate your premium as soon as you have a Dutch license plate. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72