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Pickup truck verzekeren & compare coverage

Verzeker uw Pickup truck — op grijs of geel kenteken, zakelijk of privé. Grote Amerikaanse pick-ups zijn vaak import en verzekert u bij voorkeur op fixed appraisal value. We compare more than 30 insurers via the company car tool. Independent advice from Finass Insures — AFM-geregistreerd en Kifid affiliated.

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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insuring a pickup truck with Finass Verzekert

What is pickup truck insurance?

A Pickup truck — met dubbele cabine en open laadbak — kan op A gray license plate (commercial vehicle) or a yellow license plate (passenger car) and is often used for business purposes. At a minimum, mandatory third-party liability coverage applies to every pickup truck. Because a pickup truck is heavier and more powerful than a regular car, and is sometimes driven as a commercial vehicle, not every insurer assesses it the same way.

Grote Amerikaanse pick-ups zoals A RAM of Ford F-150 zijn vaak geïmporteerd, hebben A hoge waarde en rijden soms op LPG/G3. Voor zulke voertuigen is verzekeren op fixed appraisal value sensible. At Finass Insures We compare more than 30 insurers via the commercial vehicle tool and look for the company that accepts your pickup and insures it at a competitive rate.

Grijs of geel kenteken, Commercial of privé?

Staat uw pick-up op gray license plate, dan geldt hij als bedrijfsauto met bijbehorende voorwaarden; op geel kenteken als personenauto. Geef altijd correct op of u zakelijk, privé of allebei rijdt, en of het een import betreft. Zo bent u zeker van de juiste dekking en voorkomt u problemen bij schade. Wij adviseren u onafhankelijk over de beste opzet.

More about the Car insurance

Third-party liability insurance is legally required for every car, but which coverage suits you? From just third-party liability to Third-Party + Limited Comprehensive (WA+) and All-Risk — the right choice depends on the value and age of your car.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Which coverage suits your pickup?

Ook voor een pick-up kiest u uit WA, WA + Beperkt Casco en Allrisk. Bij een geïmporteerde of waardevolle pick-up laat u de cascodekking bij voorkeur uitkeren op de fixed appraisal value.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Suitable for an older pickup with limited current market value, where you bear the hull damage yourself.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Often opted for a pickup

Naast WA-dekking ook bescherming tegen diefstal, ruitbreuk, storm en brand — een goede balans voor een courante of Business pickup.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

Voor A nieuwe of geïmporteerde pick-up

The most comprehensive coverage, even in cases of own fault, preferably based on a fixed appraisal value. Recommended for a new, valuable, or American import pickup.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Pickup comparison: Third-Party Liability, Third-Party + Limited Cover, and All-Risk
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Payment based on valuation (US import)
Recommended forOlder pickupBusiness pickupNew/US import pickup

Additional coverages for your pickup

Complete your pickup insurance with these modules, tailored to business use and import.

Appraisal value for import

Verzeker uw geïmporteerde of Amerikaanse pick-up op de vooraf getaxeerde waarde, zodat u bij schade of total loss niet met A lage dagwaarde te maken krijgt.

Pechhulp & berging

Roadside assistance with towing and recovery coverage, tailored to the weight and size of a pickup, domestically and abroad.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van Director en passagiers, ongeacht de schuldvraag bij een ongeval met uw pick-up.

Uitzendkrachten, stagiairs & vrijwilligers Traffic

Legal assistance after a collision or in the event of a dispute regarding damage, import, or the purchase of your pickup, so that you are not alone.

PREMIUM CALCULATION

What does your pickup premium depend on?

The premium for a Pickup truck hangt af van het kenteken (grijs of geel), het gebruik (Commercial of privé), de waarde en herkomst (import), het gewicht en de gekozen dekking. Omdat verzekeraars pick-ups verschillend beoordelen, lopen de premies flink uiteen.

Door te vergelijken via Finass Insures ziet u welke verzekeraar uw pick-up accepteert én het voordeligst verzekert. Voor een import kijken we ook naar de juiste taxatiewaarde.

1
Type pick-up & herkomst
Current market value or, in the case of US imports, fixed appraisal value
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Commercial of privé gebruik en kilometrage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your pickup or switch: this is how it works

The best way to insure a pickup truck is to correctly provide the license plate number (grey or yellow) and usage, and, in the case of an import, to choose the valuation. We compare more than 30 insurers via the commercial vehicle tool. Do you already have a policy? After the first contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best pickup coverage
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

Niet elke verzekeraar accepteert A grote of geïmporteerde pick-up. Rijdt uw pick-up op LPG of A G3-installatie? Meld dat altijd bij de verzekeraar. Kiest u voor taxatiewaarde, dan is zo'n rapport doorgaans 3 tot 5 jaar geldig. Wij zoeken de aanbieder die bij uw pick-up past.

Insure your pickup truck or switch with Finass Verzekert

Frequently asked questions about pickup truck insurance

All the answers to the most frequently asked questions about insuring a pickup truck, license plates, import, and valuation, listed together.

Can I insure a pickup truck?

Yes. You insure a pickup truck with at least third-party liability coverage, supplemented with comprehensive coverage as desired. Because not every insurer assesses a large or imported pickup truck the same way, we compare more than 30 companies via the commercial vehicle tool and look for one that accepts your pickup.

Does my pickup have a gray or yellow license plate?

That depends on the vehicle and its use. With a grey license plate, the pickup truck qualifies as a commercial vehicle with the associated conditions; with a yellow license plate, as a passenger car. The license plate partly determines the premium and the conditions. We will assess which situation applies to you.

Do I need to insure an American pickup truck (import) at its appraised value?

For a large or rare American pickup, that is wise. With an appraisal report, the insured value is fixed in advance, so there is no dispute regarding the current market value in the event of damage. An appraisal is typically valid for 3 to 5 years.

Is a pickup truck more expensive to insure?

This is possible because a pickup truck is heavier and more powerful and sometimes has a high (import) value. Business use and the license plate also play a role. By comparing, you will find the insurer that assesses your pickup truck most favorably.

Which coverage should I choose for my pickup?

For an older pickup, Third-Party Liability (WA) or Third-Party + Limited Comprehensive may suffice. For a new, valuable, or imported pickup, All-Risk is advisable, preferably based on the appraised value. Calculate your premium using the tool to compare the options.

Do I need to declare business use?

Yes. Always honestly state whether you use the pickup for business, private, or both. An incorrect statement can result in the insurer paying out less or nothing at all in the event of damage. We ensure that your policy matches actual usage.

I have an LPG or G3 installation; do I need to report this?

Yes. Many American pickup trucks run on LPG or a G3 installation. Always report this to the insurer, as it affects coverage and the premium. We process this correctly in your application.

How much does it cost to insure a pickup truck?

The premium depends on the license plate, usage, value and origin, weight, and coverage. By providing all the information correctly and comparing via Finass Verzekert, you won't pay too much. Calculate your premium using the tool for an up-to-date figure.

Personal advice on your pickup truck at Finass Verzekert
Finass mascotte

Why insure your pickup via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers, including for commercial vehicles and imports, and ensure the correct valuation. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • gray license plate & importWe know the right insurers
  • Personal adviceAvailable 6 days a week

What our customers say about their Pickup truck

Customers rate Finass Verzekert on average with a 9.5 and the handling of damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn RAM 1500 uit de VS kreeg ik nergens verzekerd. Finass regelde het op taxatiewaarde en meldde meteen de LPG-installatie netjes mee. Eindelijk goed geregeld.”

S
Sander K.
All-risk — RAM, US-import op taxatiewaarde

“Onze pick-up rijdt op gray license plate voor het bedrijf. Finass regelde een zakelijke dekking met de juiste opgave van gebruik. Alles klopte en de premie viel mee.”

B
Bianca M.
WA + Casco — pick-up, gray license plate

“Ik twijfelde over grijs of geel kenteken voor mijn Hilux. Het advies was helder en onafhankelijk, met oog voor de fiscale en verzekeringskant. Precies wat ik nodig had.”

E
Erik J.
WA + Casco — Hilux, Commercial

“Na A schade aan mijn geïmporteerde pick-up werd alles op de getaxeerde waarde afgewikkeld, zonder gedoe over afschrijving. Heel fijn dat je A vast aanspreekpunt hebt.”

N
Naomi V.
All-risk — pick-up, import op taxatiewaarde

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Pickup truck to insure?

Calculate your premium via de bedrijfsauto-tool en ontdek bij welke verzekeraar uw pick-up — grijs kenteken, import of zakelijk — goed en voordelig verzekerd is. Persoonlijk en onafhankelijk advies van Finass Verzekert.

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