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Hybrid car insurance vergelijken & save immediately

Vergelijk premies van meer dan 30 Nederlandse verzekeraars en vind de juiste Coverage voor uw hybride auto — voor zowel de internal combustion engine as well as electric technology and battery. Calculate your premium based on license plate within 2 minutes. Independent advice from Finass Insures — AFM-geregistreerd en Kifid affiliated.

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battery & hybride techniek gedekt
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Hybride autoverzekering vergelijken bij Finass Verzekert

What is hybrid car insurance?

A Hybrid car insurance is a car insurance policy tailored to a car with both an internal combustion engine and an electric motor. As with any car, in the Netherlands, there is at least third-party liability coverage. legally required. The special thing about a hybrid lies in the dual drive and the battery — bij een plug-in hybrid (PHEV) komen daar ook een charging cable and charging station Good insurers take this into account in their terms and conditions.

Bee Finass Insures vergelijken wij meer dan 30 Nederlandse verzekeraars om de voordeligste premie met de juiste hybride-dekking te vinden. Of u nu een Toyota, Volvo, Kia of een plug-in hybrid van een ander merk rijdt — wij kijken welke verzekeraar de accu, de hybride techniek en eventuele laadschade het best meeverzekert. Zo bespaart u en zijn de kostbare onderdelen gedekt.

Full, mild, or plug-in hybrid: does it make a difference?

In a full or mild hybrid, the battery is fixed in the drivetrain and charges while driving; there is no charging cable. plug-in hybrid laadt u de grotere accu aan een laadpunt, net als bij een elektrische auto — daardoor is Coverage voor laadkabel en laadschade ook hier relevant. Wij adviseren u onafhankelijk welke Coverage past bij uw type hybride.

More about the Car insurance

Third-party liability insurance is legally required for every car, but which coverage suits you? From just third-party liability to Third-Party + Limited Comprehensive (WA+) and All-Risk — the right choice depends on the value and age of your car.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Lees het volledige kennisdossier: alles over de Car insurance →

Types of hybrid car insurance: which coverage suits you?

For a hybrid car, too, you can choose from three main types: Third-Party Liability (WA), Third-Party Liability + Limited Comprehensive, and All-Risk (fully comprehensive). Due to the higher list price and the battery, hybrids are more often chosen for more extensive coverage.

BASIC

Third-party liability insurance

Legally required minimum

Third-party liability coverage is legally mandatory and the basic level. For a hybrid with a higher value, this is rarely sufficient, but for an older hybrid with a low current market value, it may suffice.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Popular for cars 3-8 years old

In addition to third-party liability coverage, also protection against external damage to your own hybrid. With many insurers, damage to the battery and hybrid technology is already (partially) covered by this.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
  • battery- & hybride techniek (vaak)
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For (virtually) new hybrids

De meest complete dekking — volledig casco, ook bij eigen schuld. Recommended for hybride auto's vanwege de hogere cataloguswaarde en de kostbare accu en techniek.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Hybrid car insurance comparison: Third-Party Liability, Third-Party + Limited Cover, and All-Risk
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Battery and hybrid drive
Recommended forOlder hybridHybride 3–8 jaarNew hybrid

Additional coverages for your hybrid car insurance

Customize your hybrid car insurance completely to your liking with these extra modules and extensions.

battery- & hybridetechniekdekking

Coverage voor schade aan de accu en de elektrische aandrijflijn van uw hybride — vaak de kostbaarste en meest complexe onderdelen.

Laadkabel- & laadpaaldekking

For plug-in hybrids: insures your charging cable and home charging station against damage, theft, and short circuits, including damage during charging.

Pechhulp NL & Europa

24/7 hulp bij pech onderweg — bij een lege battery of lege tank: sleephulp, reparatie ter plaatse en vervangend vervoer in heel Europa.

Passenger insurance

Vergoedt letsel- en materiële schade van bestuurder en passagiers, ongeacht de schuldvraag bij een ongeval met uw hybride Auto.

PREMIUM CALCULATION

What does your hybrid car insurance premium depend on?

The height of your hybrid car insurance premium wordt bepaald door persoonlijke en voertuigafhankelijke factoren. Bij hybrides wegen de cataloguswaarde en de battery/techniek mee, en elke verzekeraar rekent anders — de premies verschillen daardoor flink.

By comparing your hybrid car insurance via Finass Verzekert, you immediately see which insurer offers the most competitive premium with the right coverage for your hybrid. On average, our customers save €180 tot €300 per jaar by switching.

1
Type hybride & cataloguswaarde
List price is often higher for hybrids
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Estimated number of kilometers driven per year
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Switching hybrid car insurance: here's how it works

Switching to a cheaper one Hybrid car insurance is eenvoudiger dan u denkt. Na de eerste contractperiode (meestal 12 maanden) mag u uw verzekering dagelijks opzeggen met een opzegtermijn van 1 maand. Bij Finass Insures regelen wij de overstap volledig voor u — zonder dat u onverzekerd komt te zitten.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best hybrid coverage
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

Voor INSURANCE afgesloten ná 1 januari 2010 geldt: na de eerste contractperiode bent u maandelijks opzegbaar. Heeft u meerdere autos verzekerd? Dan kunt u ook tussentijds wisselen bij een belangrijke wijziging, zoals een nieuwe auto, een verhuizing of een andere hoofdbestuurder.

Switch to a cheaper hybrid car insurance with Finass Verzekert

Frequently asked questions about hybrid car insurance

All the answers to the most frequently asked questions about hybrid car insurance, batteries, charging, and premiums at a glance.

Is a hybrid car more expensive to insure?

Not necessarily. Hybrids often have a higher list price and a battery, which can increase the comprehensive insurance premium. On the other hand, they are often considered safe and economical, and some insurers offer discounts. By comparing, you will find the insurer that assesses your hybrid most favorably.

Is the battery of my hybrid covered by the insurance?

With All-risk or Third-Party Liability + Limited Cover, damage to the battery and the electric drivetrain is usually included. The conditions vary by insurer. When comparing, we pay specific attention to ensuring that battery and technical damage are well covered.

Does it make a difference whether I have a full, mild, or plug-in hybrid?

Yes. With a full or mild hybrid, the battery charges while driving and there is no charging cable. With a plug-in hybrid, you charge at a charging point, making coverage for charging cables and charging damage relevant as well. We tailor the insurance to your type of hybrid.

Are my charging cable and charging station insured?

For plug-in hybrids, the charging cable is covered under comprehensive coverage against theft and damage in many policies. A fixed charging station or wallbox at home is often covered by buildings or contents insurance, but can also be included via a module on the car insurance.

Which coverage is best to choose for a hybrid car?

Due to the higher list price and the expensive battery and technology, All-risk coverage is recommended for most (virtually new) hybrids. For an older hybrid with a lower current market value, Third-Party Liability + Limited Comprehensive coverage may suffice. Calculate your premium using the tool to compare both.

Does my hybrid car insurance also apply abroad?

Yes, Dutch car insurance policies offer standard coverage throughout the entire European Union and neighboring countries such as Switzerland, Norway, and the United Kingdom. The coverage remains valid regardless of whether you drive a petrol or electric car.

Is damage to the hybrid drive covered?

Damage to the electric drivetrain and battery is generally covered by comprehensive coverage, provided it is not caused by wear and tear or an inherent defect. Regular wear and tear and maintenance are not covered. We explain what is and is not covered for each policy.

How much does hybrid car insurance cost on average?

Hybrid car insurance in the Netherlands costs on average between 35 and 90 euros per month, depending on the list price, coverage, claim-free years, and your situation. By comparing via Finass Verzekert, customers save an average of 180 to 300 euros per year.

Personal advice on your hybrid car insurance at Finass Verzekert
Finass mascot

Why take out your hybrid car insurance via Finass Insures?

Als Independent advisor vergelijken wij meer dan 30 Nederlandse verzekeraars op de beste hybride-dekking — accu, techniek en eventuele laadschade — en kijken we met u mee. Geen vergelijkingssite, maar een echte adviseur.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • battery & techniek gedektWe pay attention to hybrid-specific coverage
  • Personal adviceAvailable 6 days a week

What our customers say about their Hybrid car insurance

Customers rate Finass Verzekert on average with a 9.5 and the handling of hybrid damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Voor mijn plug-in hybrid is de accu goed meeverzekerd. Finass wist precies hoe zo'n auto in elkaar zit.”

M
Maarten S.
Allrisk — plug-in hybrid

“Overgestapt en A stuk voordeliger uit. De uitleg over full en mild hybride was verhelderend.”

C
Cindy D.
WA + Casco — hybride

“Laadkabel en battery netjes gedekt. Prettig dat een echte adviseur meekeek.”

B
Bjorn T.
All-risk — hybride

“Goed advies over welke Coverage bij mijn hybride past. Geen verkooppraatje, wel eerlijk.”

I
Ineke V.
Third-Party Liability + Limited Cover — hybride

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to save on your Hybrid car insurance?

Bereken nu uw premie en ontdek hoeveel u bespaart — met de juiste dekking voor accu en hybride techniek. Geen verplichting, binnen 2 minuten geregeld met Personal advice van Finass Verzekert.

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