BASIC
Third party insurance
Legally required
The cheapest coverage. Suitable for older mobility scooters or if you only want to cover liability.
What is covered:
- Damage to third parties
- Personal injury to others
- Materiële schade aan eigendommen
Safely on the road with you mobility scooter
Good mobility scooter insurance gives you the freedom to travel independently. Calculate your premium immediately or request personal advice.
WA & cascodekking
Roadside assistance
No driver's license required
Personal advice
What is mobility scooter insurance?
A mobility scooter insurance is an insurance policy specifically tailored to your situation for your electric mobility scooter or disabled vehicle. This applies to mobility scooters that drive on public roads WA obligation: you are then legally obliged to insure liability.
Bee DutchCarInsurance.nl we compare the best premiums from specialized insurers for mobility scooters, microcars and other disabled vehicles.
For which vehicles?
We insure all types of mobility scooters and light disabled vehicles: 4-wheelers, 3-wheelers, foldable models and modern fast mobility scooters up to 45 km/h. Well-known brands such as Mercato, Roma, Excel, Drive Medical, Pride and TGA are all insurable.
Is mobility scooter insurance mandatory?
For mobility scooters that drive on public roads or cycle paths Third party insurance required by law. Voor langzame modellen (tot 10 km/u) die alleen op de stoep rijden geldt deze plicht niet, maar wij raden één wel sterk aan. A ongeluk met letsel kan namelijk hoge kosten met zich meebrengen.
Which coverage suits you?
Choose the coverage that best suits your situation. If in doubt, we will be happy to advise you personally.
MOST CHOOSED
EXTENDED
WA + Limited Casco
Including theft cover
Recommended for most mobility scooters. Also covers damage to your own vehicle due to external causes.
Additional coverage:
- Diefstal & inbraak
- Fire and storm damage
- Vandalism
- Collision with animals
COMPLETE
All-risk coverage
For new mobility scooters
The most complete coverage, even if it is your own fault. Recommended for newer or expensive mobility scooter models.
Everything from WA+ plus:
- Damage due to your own fault
- Falling over or tipping over
- Unknown causative agent
- Total loss payment
Important additions for mobility scooter riders
Complete your coverage with these popular additions, especially for mobility scooter users.
Accidents Occupants
Compensation in the event of injury or death due to an accident. Very important with mobility scooters, because injuries can quickly occur.
Accu & oplader meeverzekerd
The battery is often the most expensive part of a mobility scooter. In the event of theft or fire, the battery and charger will also be reimbursed.
Roadside assistance Netherlands
In the event of a breakdown (empty battery, flat tire, technical defect) you will be picked up and taken to your home or dealer.
Traffic legal aid
Legal assistance in traffic accidents, supplier problems or purchase/warranty issues.
IMPORTANT TO KNOW
WMO mobility scooter or did you buy it yourself?
Did you get your mobility scooter via the Wmo (municipality) on loan? Then it is often already insured through the supplier. However, your own third party liability insurance is advisable for situations that the Wmo insurance does not cover.
Do you have your mobility scooter? bought myself? Then you must take care of the insurance yourself. We are happy to compare the best premiums for you.
Are you in doubt?
We are happy to help you determine whether you need additional coverage. Call us 072 - 509 24 56 for personal advice.
No driver's license required
Anyone over the age of 16 can drive
No license plate required
Insured under third-party liability
No helmet requirement
Recommended for safety
Op fietspad & stoep
Depending on speed
What does your premium depend on?
Your premium mobility scooter insurance is determined by various factors. Good security can save you a lot on your premium.
1. TYPE OF SCOOTER
New value and maximum speed
2. STORAGE LOCATION
Stored indoors or outdoors
3. ZIP CODE AREA
Theft risk per region
4. FORM OF COVERAGE
WA, WA+ or Allrisk
5. SECURITY
Lock, alarm or GPS tracker
6. OWN RISK
Higher deductible = lower premium
Frequently asked questions
Answers to the most frequently asked questions about mobility scooter insurance.
Is mobility scooter insurance mandatory?
For mobility scooters that drive on public roads or cycle paths Third party insurance required by law. Voor langzame modellen (tot 10 km/u) die alleen op de stoep rijden geldt deze plicht niet, maar wij raden één altijd aan.
Do I need a driver's license for a mobility scooter?
No, for a mobility scooter No driver's license required. Anyone over the age of 16 can ride a mobility scooter. However, it is important to master the controls well. If in doubt, you can take driving lessons at a specialized driving school.
Does my Wmo mobility scooter already have insurance?
A Wmo mobility scooter (on loan from the municipality) often comes with third party liability insurance provided by the supplier. However, we recommend your own insurance for situations that are not covered, such as damage to your own vehicle or injury to yourself. Check your Wmo contract or ask us for help.
Is my mobility scooter insured against theft?
Theft is covered by a WA + Limited Casco or All-risk coverage. Many insurers require that the mobility scooter is secured with an approved lock or is kept in a locked area. Always read the policy conditions carefully.
Is the battery insured?
Most policies include the battery is insured as standard, omdat deze een vast onderdeel is van de mobility scooter. Bij diefstal of brand worden ook accu en oplader vergoed. Belangrijk: accu's hebben een beperkte levensduur en slijtage is meestal niet gedekt.
How much does mobility scooter insurance cost?
The premium is on average between €5 en €20 per maand, afhankelijk van het type scootmobiel, dekking en stallingsplaats. Een Third party insurance begint vanaf €5 per maand, Allrisk voor nieuwe modellen kan tot €20 oplopen.
What should I do in case of damage?
In the event of damage, please report this to us as soon as possible via the emergency number 06 - 55 20 40 72. Bij diefstal doet u eerst aangifte bij de politie. Wij regelen de afhandeling met de verzekeraar. Bewaar foto's van de schade en de aankoopbon van uw mobility scooter.
Can someone else drive my mobility scooter?
By default, only the main driver is insured. This is usually insured for incidental use by others (family, informal caregiver), but always read the policy conditions. For regular use by other drivers, report this to the insurer.
Ready to use your mobility scooter insurance?
Calculate your premium now via Klaverblad, or call us for personal advice.